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Fixed Deposit

(Fixed Deposit For General Members:- ex- 10,000/-)
Period Rate of Interest Maturity Amount
12 Months 9.00% 10,930/-
24 Months 10.00% 11,948/-
36 Months 11.00% 13,060/-
48 Months 12.00% 14,276/-
60 Months 12.50% 15,605/-

(Fixed Deposit For Womens:- ex-10,000/-)
Period Rate of Interest Maturity Amount
12 Months 9.00% 10,984/-
24 Months 10.00% 12,303/-
36 Months 11.00% 14,051/-
48 Months 12.00% 16,361/-
60 Months 12.50% 18,958/-

(Fixed Deposit for senior citizens:- ex- 10,000/-)
Period Rate of Interest Maturity Amount
12 Months 10.00% 11,038/-
24 Months 11.50% 12,545/-
36 Months 12.50% 14,466/-

Terms & Conditions:-

1. Minimum FD would be of Rs.1,000 and further in multiple of Rs.1,000
2. Interest calculation Quarterly compound.
3. No TDS Deducted on interest. Paid by Shree Viswa Bharathi on Deposit.
4. Loan available against deposit up to 70% of deposited amount after one month from the date of deposit.
5. Rate of Interest on loan against FD would be 6% higher than applicable rate of interest to your deposit.

Pre Mature Closure Of Deposits:-

Fore closure of Deposits will not be permitted until completion of 6 months From the date of Deposits. Deposits foreclosed after 3 months but before 6 months from the date of Deposits no Interest will be paid. Deposits foreclosed after 6 months, interest at 2% shall be deducted from the normal rate of Simple Interest for the period of Deposit.