S V B NIDHI LIMITED also known as SHREE VISWA BHARATHI NIDHI LIMITED, an NBFC is set-up under rules & regulations made by RBI and licensed by MCA, Govt. of India under Company’s Act’2013. This is a Quasi Bank and has the Rules and Objectives which are similar to a Bank. We provide all the banking services to the members from all class. This is also a model of Mutually Aided Benefit to all its members (customers parse). So the term is a quasi-bank, the members can avail all the Banking Services like Savings Accounts, Fixed Deposits, Recurring Deposits, Lockers, Gold Loans, Mortgage Loans, Business Loans, Group Loan and other kind of secured Loans from our NIDHI Company. They can also avail regular transactional services like NEFT/RTGS and Micro ATM Services.

Performing through Banking system under Nidhi rules, our SVB NIDHI LIMITED is introducing lot of innovative ideas at regular intervals to make our members financially strong. We have a wide range of excellent products which suits all class of people in the Society. One of them is an innovative and Micro Business people friendly is “Daily Deposit Scheme”. That’s the reason, we are one of the fastest growing NIDHI Company cum Quasi-Bank in the financial industry. The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to member people as well as to our nation.

A warm ‘Namashkar’
to all the Members and Friends,

SVB NIDHI LIMITED is promoted and established by the Banking/Financial/Life insurance professionals who had banking experience of 20+years across all verticals. It is a mutual benefit society registered under the RBI Nidhi rules section 406 of the companies ACT 2013, (section 620A of the companies ACT 1956) and is duly approved by the GOVT of India. And Ministry of corporate affairs (MCA).A Nidhi is wholly or partially regulated by the RBI.


fixed deposit

Fixed Deposit

Minimum FD would be of Rs.1,000 and further in multiple of Rs.1,000
Interest calculation Quarterly compound. No TDS Deducted on interest.


Recurring Deposit

The tenure of the account is 1 2 months and above.All payments to the company shall be made either in cash or by cheque/draft against the receipt …


Monthly Income

Minimum MIS would be of Rs. 10000/- and further in multiple of Rs.10000/-
No TDS Deducted on interest paid by Shree Viswa Bharathi on Deposits.


Daily Deposit Scheme

The minimum denomination of the scheme is Rs.10/- per day and in multiples of 10. The company reserves the right to reject any application for …

Features & Benefits –

  • Availed for any amount between Rs.1,000 to a maximum of Rs.10 Lakhs.
  • Hassle-free quick processing of loans
  • Minimum documentation and quick disbursal
  • Simplified Paperwork.
  • Easy Payment options.
  • ATL – Anytime Liquidity
  • No EMI, Service only Interest and enjoy the Loan facility

Daily Deposit Scheme (D.D.S)

The minimum denomination of the scheme is Rs.10/- per day and in multiples of 10.

The company reserves the right to reject any application for opening the account without assigning any reason.

The company reserves the right to attach/transfer any account to any its branch.
Defaulters will be charged at the rate of Rs. 2/- per Rs. 100/- per 15 days.

Rate of Interest Period
8.25% 10.25%
12 Months 24 Months

Fixed Deposit

(On Deposit of Rs. 10000/-)
Period Maturity Amount Rate of Interest
12 Months 11100/- 11.00%
24 Months 12300/- 11.50%
36 Months 13520/- 11.75%
48 Months 14700/- 11.75%
60 Months 17800/- 12.00%

Monthly Income

Period Monthly Income Rate of Interest
1 Year 91.60/- 11.00%
2 Year 93.75/- 11.25%
3 Year 95.80/- 11.50%
4 Year 100/- 12.00%
5 Year 108/- 13.00%


You can avail a loan in Indian rupees against the security of FIXED DEPOSIT BOND OF THE Shree Viswa Bharathi .

The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely, and can avail the loan:

Saving Account

Saving money habit will improve the quality of life and will help you to feel better and to sleep better. One will be happier Knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams.

Shree Viswa Bharathi Nidhi Limited has introduced uniquely designed “Saving Account” to inbuilt the habit of saving among people


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