You can avail a loan in Indian rupees against the security of FIXED DEPOSIT BOND OF THE Shree Viswa Bharathi . The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely, and can avail the loan:
1. At the branch where you maintain the deposit.
2. As an overdraft or as a demand loan.
3. For a maximum of 75% of the face value of deposit, and including the interest accrued on the deposit.
4. At an interest rate of 5% higher than your base rate of deposits.